Sweet, creamy, and loaded with juicy peaches, this Millionaire Peach Salad is a dreamy dessert or side dish that feels indulgent without being fussy. With a mix of cream cheese, whipped topping, and fruit, it’s a Southern-inspired classic that’s perfect for potlucks, picnics, and holidays.
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Why You’ll Love This Recipe
No-Bake Delight – Quick to mix up with no cooking involved.
Rich & Fruity – A sweet balance of peaches and creamy filling.
Perfect for Parties – Feeds a crowd and is always a hit.
Make-Ahead Friendly – Gets even better after chilling.
Kid & Crowd Approved – A family-friendly favorite.
Ingredients You’ll Need
For the Salad:
- 1 can (29 oz) sliced peaches in juice, drained and chopped
- 1 package (8 oz) cream cheese, softened
- 1 can (14 oz) sweetened condensed milk
- 1 container (8 oz) whipped topping (like Cool Whip), thawed
- 1 package (3.4 oz) instant vanilla pudding mix (dry)
- 1 cup mini marshmallows
- ½ cup chopped pecans or walnuts (optional)
Optional Toppings:
- Extra peach slices
- Whipped cream
- Crushed cookies or graham crackers
Tools You’ll Need
- Large mixing bowl
- Electric mixer or whisk
- Spatula
- Measuring cups and spoons
Step-by-Step Instructions
Step 1: Make the Cream Base
- In a large bowl, beat the cream cheese until smooth.
- Add sweetened condensed milk and mix until well blended.
- Stir in dry vanilla pudding mix until combined and thickened.
Step 2: Fold in the Whipped Topping
4. Gently fold in the whipped topping until the mixture is light and fluffy.
Step 3: Add Fruit and Extras
5. Fold in chopped peaches, mini marshmallows, and chopped nuts (if using).
6. Mix gently until all ingredients are evenly distributed.
Step 4: Chill and Serve
7. Cover and refrigerate for at least 2 hours, or overnight for best flavor.
8. Just before serving, top with extra peach slices and optional whipped cream or cookie crumbles.

Tips for the Best Peach Salad
Use Softened Cream Cheese – Blends smoothly and prevents lumps.
Don’t Overmix – Fold gently to keep it fluffy.
Drain Peaches Well – Too much juice will water down the salad.
Add Texture – Chopped nuts or coconut give a nice contrast.
Chill Time Matters – Allows flavors to meld and improves consistency.
Serving Suggestions
Holiday Table – A sweet and creamy side alongside savory dishes.
Summer BBQs – Cool and fruity for hot-weather gatherings.
Dessert Cups – Spoon into individual cups and garnish for a party-ready treat.
Brunch Side – Serve with waffles or muffins for a fun twist.
How to Store & Reuse
Storing:
Refrigerate: Keep in an airtight container for up to 3 days.
Avoid Freezing:
The texture may change once thawed.
Reusing Leftovers:
Use as a dessert topping or mix into yogurt for a quick parfait.
Frequently Asked Questions
- Can I use fresh peaches?
Absolutely! Use ripe, peeled, and sliced peaches for the freshest flavor. - Can I make this sugar-free?
Use sugar-free pudding and light whipped topping for a lower-sugar version. - Can I leave out the marshmallows?
Yes, but they add a nice texture contrast. - Is this the same as a fluff salad?
Yes, it’s a type of “fluff” salad made with pudding, whipped topping, and fruit.
Final Thoughts
Millionaire Peach Salad is a creamy, dreamy mix of peaches and fluff that’s as easy as it is delicious. Whether you’re sharing it at a summer cookout or adding it to your holiday spread, this no-bake favorite will disappear fast. It’s cool, comforting, and oh-so-satisfying.
Try it out and let me know what you think! Don’t forget to leave a review below and share your photos on Pinterest! I can’t wait to see how your salad turns out.
Preparation Time: 15 minutes
Chilling Time: 2 hours
Cuisine: American-Southern
Nutritional Information (Per Serving):
Calories: 310 | Protein: 4g | Carbohydrates: 36g | Fat: 16g | Fiber: 1g | Sodium: 170mg

Millionaire Peach Salad Recipe
- Total Time: 15 minutes
Description
Sweet, creamy, and loaded with juicy peaches, this Millionaire Peach Salad is a dreamy dessert or side dish that feels indulgent without being fussy. With a mix of cream cheese, whipped topping, and fruit, it’s a Southern-inspired classic that’s perfect for potlucks, picnics, and holidays.
Want recipes like this delivered straight to your inbox? Subscribe now to get the latest culinary creations you’ll love.
Ingredients
For the Salad:
-
1 can (29 oz) sliced peaches in juice, drained and chopped
-
1 package (8 oz) cream cheese, softened
-
1 can (14 oz) sweetened condensed milk
-
1 container (8 oz) whipped topping (like Cool Whip), thawed
-
1 package (3.4 oz) instant vanilla pudding mix (dry)
-
1 cup mini marshmallows
-
½ cup chopped pecans or walnuts (optional)
Optional Toppings:
-
Extra peach slices
-
Whipped cream
-
Crushed cookies or graham crackers
Instructions
Step 1: Make the Cream Base
-
In a large bowl, beat the cream cheese until smooth.
-
Add sweetened condensed milk and mix until well blended.
-
Stir in dry vanilla pudding mix until combined and thickened.
Step 2: Fold in the Whipped Topping
4. Gently fold in the whipped topping until the mixture is light and fluffy.
Step 3: Add Fruit and Extras
5. Fold in chopped peaches, mini marshmallows, and chopped nuts (if using).
6. Mix gently until all ingredients are evenly distributed.
Step 4: Chill and Serve
7. Cover and refrigerate for at least 2 hours, or overnight for best flavor.
8. Just before serving, top with extra peach slices and optional whipped cream or cookie crumbles.
Notes
Use Softened Cream Cheese – Blends smoothly and prevents lumps.
Don’t Overmix – Fold gently to keep it fluffy.
Drain Peaches Well – Too much juice will water down the salad.
Add Texture – Chopped nuts or coconut give a nice contrast.
Chill Time Matters – Allows flavors to meld and improves consistency.
- Prep Time: 15 minutes
- Cuisine: American-Southern